I was all set to use Hagerty until I told them that I wanted to drive it to work once in a while. They said no-way, no-how. All they would allow were events, and pleasure drives. I said I kind-of like my job, how about that? They said sorry, but work, running errands, going to town were not allowable uses under their policy. They told me to call back in a year and let them know what kind of driving I really did ( I was just putting it on the road), and maybe they could do something. I don't think so. They were nice and apologetic, but very firm about it.