Jason,
First thing to do is don't panic - a lot of great people on this forum will help you - I'll start by giving you a few things to check.
First, How have you determined that the Master and Slave cylinder are O.K.? The master cylinder can be bad with no apparent visual signs - Same with the slave cylinder. At this point you should try bleeding the clutch system to eliminate the possibility of air in the hydraulic lines, If this improves the condition then you need to track down how air got in the system and fix it - a lot of times it's as simple as a person will let the reservoir run out of fluid and just add more fluid without bleeding the air which has invaded the system. If when you attempt to bleed it no air or fluid is expelled from the slave's bleed nipple then the master cylinder is suspect. While you're down there try to pop the dust cover off the end of the slave cylinder to see if there are signs of fluid leaking. Repair is generally by replacement - rebuild kits don't last very long and they usually fail when your putting the moves on you girlfriend, and that really isn't too cool.
Next thing to check is the condition of the flexible hose which runs from the rigid steel clutch hydraulic line to the slave cylinder - Look for signs of dry rot, cracking, pinholes, etc. These will let air invade the system and your in for a repeat performance. There is also the possibility that if the hose is very old ( like the original hose that came on the auto new) that years of exposure to brake fluid has swelled the inside passage of the hose shut and won't allow sufficient hydraulic force to operate the slave cylinder.
If all the above check out and you're fairly sure that all is in order then you proceed to the unpleasant possibilities.
Your clutch disk may be stuck to the flywheel, just like you suggested. There are a couple of ways to try and free this up. You can have an assistant sit in the car with the car in gear (but not running) and have them push the clutch pedal in and hold it to the floor - From the rear of the car rock it and release it repeatedly - like you rock a car that is stuck in the snow - If the clutch breaks loose you'll hear a fairly loud "Pop" or "PING" and that should be it.
If that doesn't work put the car in neutral and push it so the front bumper is up against something REALLY STURDY, like a brick or concrete wall, anything that is not going to move. Make sure the front bumper is right up againt the wall ( so when you do the next step it doesn't lurch forward and damage the car) get in the car, put it in gear, push in and hold the clutch pedal to the floor and turn the ignition key - The car will try to move, but can't in the process the weakest link - in this case the stuck clutch disk will go is it frees up stop the engine immediately.
Last, if none of this works you may need to pull the transmission out ( Which means pulling the engine and transmission out as a unit because you cannot remove the transmission with the engine in the car - the entire bottom is panned in - ) - once you have it out you can remove the clutch and see if the release bearing has failed, the clutch disk is stuck, the release fork is damaged or what ever else may be wrong and correct it - It would also be an opportune time to pull the flywheel off and have it surfaced - this will help avoid a sticking clutch plate in the future.
I might add that clutch plates don't generally decide to stick overnight in a car that is driven quite a bit - it usually occurs after a car has sat for an extended period.
One more thing is that sometimes if the clutch disk is worn badly the slave cylinder cannot move the operating arm far enough to release the clutch - Some people weld a piece onto the end of the slave cylinder push rod to remedie this - DON"T DO IT! This could lead to the clutch working beyond safe mechanical limits and when it does fail it tears up a bunch of stuff it shouldn't
I'm willing to bet that if you check out the hydraulics, replace anything faulty and bleed the system it'll work.
Hope this helps - other's be along soon to add their sugestions.
Good luck!!
Bob M.