Normally they would only come out when badly worn. But possibly someone had them fall out before, got the subsequent damage to the crank & block, then just stuffed new washers in without dealing with the damage. That might let them fall out again.
Having found them, I'd definitely drop the main cap to see what is going on. Another (remote) possibility is that someone was so sloppy they left them in the pan. That seems incredible, and yet I found that someone had changed a broken timing chain on my Stag while leaving a piece of old chain roller in the sump. Scared me when I found it, then made me feel silly when I checked both chains and found they were perfect.
PS, another remote possibility might be if the main cap was machined to accept another thrust washer half, but the work wasn't done properly.