No opinion here, just adding to the mix. The occupants of any vehicle involved on a serious accident truly become passengers at the point of impact and have no control over their destiny. It would be very difficult if not impossible for the average human to physically overcome the forces involved in any vehicular mishap. Thus the government mandates seat belts.
So now we look at 2, 3, 4 and 5 point restraint systems. Just what are the statistics on vehicles such as LBC's turning turtle vs. being involved in a 'regular' accident? If your vehicle stays shiny side up, we need to be concerned about flesh and bone being introduced to the steering wheel, the dash and windscreen. To avoid this contact, we want the most agressive restraint we can get, a properly installed 5 point racing system, yep, everyone I know will go through the ritual of hooking up and cinching down every time they take a Sunday afternoon drive. This is probably when the gov't decided that some restraint system was needed, but it also had to be one that people would use without huge objection, enter the 3 point system.
If we do the roll over thing without a structural rollbar and any kind of restraint system, chances are you will be hurt and probably beyond repair. For what it's worth, several years ago when OSHA started mandating ROPS on heavy equipment, they found they also needed to require seat belts to keep the operator in the seat. Farm equipment manufacturers tell us not to use seat belts if the tractor does not have roll over protection as it will crush you when it rolls.
In our everyday driving, we have to protect ourselves and passengers against the greatest hazard. If it is the standard front end, rear end, side impact accident; stay in the seat and away from sharp and hard objects. If we are worried about roll overs, put in a real roll bar and completely restrain the occupants.
Most domestic, on the street, roll over accidents I have seen are single car and caused by a serious lack in judgement by the operator or a mechanical failure, so it would appear that we have some control over this event occuring. As for cruising next to that semi on the highway, I would not worry about anything other than being "rolled over" by them; no seat belt will help you then. Or perhaps no seat belt would be the only help then???
This got way too long. . . . .