TR6 My totaled TR6 insurance saga pt 3, advice welcome

[drooartz]

Were it me (and please note that this is a very personal thing), I would take the offer and move forward. The money difference here is fairly small, and you'll have more pleasure in the moving forward and rebuilding your car than in haggling over a (relatively) small amount.

There is a point (again, for me) where the stress of the process is truly worse than just accepting the situation and moving on. Focusing on the complications has a mental cost that can be difficult to value.

I know this is not always the case, but once your new car is finished, will you remember the (worst cast) $3200 that you may or may not have been able to recoup from the car buy-back? Will the stress of the insurance hassle make the new car less enjoyable? Just some questions to ponder.

I truly wish you the best whatever you decide, and thank you for your service to this country.

 

[bricktop]

US Army

 

[Winston]

20 years as an adjuster, I'm suprised your NECK does'nt hurt.

 

[Brosky]

I'll bet his lower back is sore from the whiplash too.

 

[billspit]

I don't understand why insurance compnies try to hammer honest people. This is why we have almost no adds during the morning news programs that are ambulance chasers.

I would try to get the 20k and the car for no cost and no distressed title. Buy a RATCO frame. See if the front clip of you car is usable. If so, the rest should be manageable. I seem to recall somebody here had a rust free body shell.

 

[TR3driver]

I don't understand why insurance compnies try to hammer honest people.

Same reason you like to buy things on sale.

 

[Silverghost]

I don't know where things stand but thought this could be useful:

https://chicago.craigslist.org/wcl/cto/1546599015.html

I have for your consideration a 1972 Triumph TR6 (COMM# CC83518U). I have basically a complete body in excellent condition. I've done a few TR6s now--these are truly great little cars that will realistically sell anywhere from $10,000 for a good one to $17000ish for a well restored example! Use this to restore or replace your rusted out Triumph or finish it and drive it to shows! You will find:

All 4 fenders, new old stock.
2 doors (left and right) in excellent condition.
Windshield frame and glass in excellent condition.
Hood (bonnet) and trunk lid in excellent condition.
Rolling chassis (yes, the tires hold air).
Bare TR6 tub that has been professionally media blasted and sprayed with black epoxy primer.

I've attached a few photos of the tub and a photo with the fenders and doors on to give you an idea of what you're looking at. Shoot me an e-mail with any questions you have--I will be checking frequently.

 

[MDCanaday]

One thing that has not been mentioned is the sales tax!!!if you take the ins.co. offer they will have to pay you the sales tax on that amount too.I dont know about your area but here in the midwest 8%times 20000 is 1600 dollars which must be considered in the cost of any salvage buy back.....I would just replace the car, have a salvage buyer bid on it latter at the pool for you just in case it doesnt bring much.(likely enough).
Several years a customer of mine lost a tr3 this way,he didnt want the carcass but I did. I contacted the insurance adj and offered him 800$ as was where it was.He laughed at me and said that it would fetch 3 times that in Kansas city at the pool.so they hauled the car 110 miles paid the sellers fees and I walked away with the car for 500$on the sale day...Never sell a zebra at a horse auction.
MD(mad dog)