Hi Randall,
In my case, I'm just not sure what OD problem is yet. It could be relay, oil pressure, level, or old age - still working through it and looking for a local expert. The nice thing is that one can still drive and enjoy.
I observe that the type of oil to use has been a debated for years and the only concensus is that there are two sides. Apparently even the manuals of Jaguar, MG, Triumph, Healey, Volvo differ on the oil question. Intuitively, since the GL4 and 20/50 oils are fairly close on the table, I am OK either way. However, the distinct improvement in the behaviour of the box, that I got with MT90 has my feet in that camp for now.
Also, having browsed most sites and forums I get the impression that fundamentally these Laycock units are very robust, so with only 95,000 Kms, one holds thumbs.
Alf