Guy - that's the way it works here in Connecticut. And if you sell the house, the new owner has to buy the lease - or you have pay to have the hardware removed.
I swear, at least here, it would be beneficial for us poor average Joe's to just lease the roof space to the generating company. They'd pay us monthly to use our roof (or backyard, whatever). Instead, we buy/lease the equipment and hope we eventually make our investment back. Buying (or leasing) the hardware from a company that bought it with big state subsidies, and can't guarantee (1) what you'll make on the system to pay back what you've already invested), and (2) can't guarantee what the system will be generating - or even what the system is worth - 10 years from now ... that's too risky for most of us.
Edit: and as Don says, you're not powering your house with the electricity. You're just selling the electricity to the power company, at a much lower rate than you're paying them for what you're already using. I pay 20 cents per kwh, but I can only sell my generated power at 8 cents per kwh.
About ten years ago, Connecticut announced a huge "solar incentive program", where they offered thousands of subsidized solar generating systems. But the contractors swooped in, bought them all within a few days, and now we have to get buy/lease the systems at higher prices.
/rant off
I have heard of a solar power company that does a turn key lease.( don't know the name)
with terms structured so you pay them about 2/3 your normal electric bill, but the solar company owns & maintains the panels.
i think their percentage comes from the subsidies and from feeding the grid.
my concern is will the business survive, or will you be stuck with "roof art" after a few years.