I have full coverage on my 1958 TR3A. It is valued at $30,000.00 and it is insured just like any car on the road with that evaluation. I drive it as much as I can - 102,000 miles in the last 20 years and I don't want to be limited to driving it only a few hundred miles a year in parades, etc. It is insured along with our family Buick LeSabre (1998) and the Honda Civic (1993) for $77.60 per month for all three. But I also get back a chunk every spring for the winter months when I store the TR3A.