I read a previous post that said the manufacturer/distributor of Hardibacker said it had no insulation value, a claim questioned here by another poster on this topic. Having lived in a home sided Hardi product material, I find the claim that it has no insulating quality implausible. I used 1/4" Hardibacker to make the insulating panels totally absent on my Series 1 BN7, using the dimensioned drawings on Healeyp6. I, too, provided spacers between the floor and the insulating piece, simply small blocks of the same 1/4" material. I didn't use the Healey6 dimensions over the muffler, instead pretty much making the piece to cover the entire area between the frame members and the rocker panels. My car still gets hot--I now live in Florida--but I think the layer of Hardibacker provides an insulating benefit. Picture yourself with your handy propane torch and something flammable. Would putting a piece of this cement-based product between the torch flame and the flammable material not provide a level of insulation? I accept that bricks and masonry aren't the best insulators for residential insulation, and I've also used the aluminum foil-faced asphaltic material on the inside floor of my car, hedging my bets.