Hey Guest!
but were afraid to ask: 
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Pretty Please - add it to our Events forum(s) and add to the calendar! >> 
Banjo
Yoda
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I just want a policy that will cover me to replace the vehicle with another in the same shape if it is totaled, but doesn't put restrictions on how I use it.
The problem is I have a Vintage VW Westfailia. Is it a classic or is it an RV? The insurance companies can't make up their minds. I have insurance now, but I want to be adequately covered. These things are going up in value to a ridiculous level. Bringing mid to upper teens for a well sorted example. not to mention they are all on the West coast.
A collectors policy won't cover me camping, or if I drive it to work, or go on an errand or such. (At least I am supposed to answer honestly to their forms that I don't do those things.)
And I am afraid that a regular policy will not pay out what it would take to find another decent one in the event of a total.
On top of all that, there seems to be no set rule as to what makes a vehicle an RV. Some say if it has a sink and stove and you can sleep in it, it IS an RV. Others say if it does not have all 3 amenities of bedroom, kitchen, bathroom then it is NOT an RV. And the policies of any one of those companies varies by state.
This is getting silly.
Before you comment, Haggerty won't insure them. They consider them RVs. Grundy has RV insurance, but I can't seem to find out about an agreed value. My regular insurance company is putting me off (I'm starting to get annoyed).
I guess I need to get a decent RV policy, and drive extra careful. Maybe AAA or Good Sam.
Even the Westy guys on the Samba VW forum are greatly divided over how to do this.
The problem is I have a Vintage VW Westfailia. Is it a classic or is it an RV? The insurance companies can't make up their minds. I have insurance now, but I want to be adequately covered. These things are going up in value to a ridiculous level. Bringing mid to upper teens for a well sorted example. not to mention they are all on the West coast.
A collectors policy won't cover me camping, or if I drive it to work, or go on an errand or such. (At least I am supposed to answer honestly to their forms that I don't do those things.)
And I am afraid that a regular policy will not pay out what it would take to find another decent one in the event of a total.
On top of all that, there seems to be no set rule as to what makes a vehicle an RV. Some say if it has a sink and stove and you can sleep in it, it IS an RV. Others say if it does not have all 3 amenities of bedroom, kitchen, bathroom then it is NOT an RV. And the policies of any one of those companies varies by state.
This is getting silly.
Before you comment, Haggerty won't insure them. They consider them RVs. Grundy has RV insurance, but I can't seem to find out about an agreed value. My regular insurance company is putting me off (I'm starting to get annoyed).
I guess I need to get a decent RV policy, and drive extra careful. Maybe AAA or Good Sam.
Even the Westy guys on the Samba VW forum are greatly divided over how to do this.
