i have never had a fire inside the switch, but the insides have fried and melted ... especially the headlights. as a stock guy, i think one of the charms of these cars are the toggle switches regardless of their design deficiencies. i wouldn't throw those switches out since they are expensive to replace and over time may become very hard to find. If you replace the switches, you should consider add-on harnesses for the headlights that control the amount of amperage the wiring and switches see. i believe moss offers a headlight harness add-on. from experience, if the switch is mushy as you toggle it, it's probably shot. on the other hand, if the switch has a crisp snap to it when toggled, it's probably fine. IMHO i think the switches for all dash applications other than the headlights are adequate and should last the life of the car as long as there are no significant wiring shorts.