Today at the Autoplan

[Bremer]

For the non-Canadian forum members, autoplan is where we go to buy insurance for our cars.
I go inside and wait till it's my turn. Another fellow comes in and sits down next to me. He points at my TR3A parked outside and says "I wouldn't touch those with a ten foot pole." I replied "It's mine."

Awkward silence.

Then he rambled on about a Triumph he had that wouldn't start when a dog peed on the tire, yadayadayada.
Thank God it was my turn to get insurance then.

 

[TRDejaVu]

... and the advantage of this Autoplan system vs buying insurance in other ways is?

 

[JPSmit]

... and the advantage of this Autoplan system vs buying insurance in other ways is?

It's provincial insurance (not private companies) - yeah i know, commies.

 

[Banjo]

I love how people blame their own mechanical ineptitude on the piece of equipment they couldn't figure out how to operate.
That's why today's cars are the way they are. I bet there is a shockingly large percentage of owners today that have no idea how to check the air in the tires, or even open the hood.
Note: Not that I dislike the fact that today's cars are very reliable. We have come a long way from the days of our tinker boxes.
At least after all that fuss, he didn't call it an MG....

 

[TRDejaVu]

... and the advantage of this Autoplan system vs buying insurance in other ways is?

It's provincial insurance (not private companies) - yeah i know, commies.

I didn't have to do that when I lived in Ontario; is that just BC?

 

[JPSmit]

... and the advantage of this Autoplan system vs buying insurance in other ways is?

It's provincial insurance (not private companies) - yeah i know, commies.

I didn't have to do that when I lived in Ontario; is that just BC?

it's provincial - IIRC saskatchewan has provincial insurance as well, Ontario does not

 

[vagt6]

Interesting, from the Insurance Bureau of Canada website:

Auto insurance is sold by private companies in all of the ten provinces and three territories. However, in BC, Saskatchewan and Manitoba, government-run insurance companies sell the basic/required minimum auto insurance (typically coverage for injury to yourself and others), and private and government insurers compete to sell enhancements or “top-ups” to the basic policy (e.g., coverage for theft of or damage to the car). In Quebec, injury and death claims are covered under a government-run system, while private insurers offer coverage for automobile and property damage claims, and bodily injury liability claims arising from accidents outside the province.

All insurers – government and private – provide car insurance within a strict framework of provincial laws, supervised by a number of government agencies, including provincial rate review boards as well as federal and provincial regulators. Insurers provide auto insurance that is defined by these laws and regulations.

The basic car insurance policy is defined by provincial governments, but there are numerous choices available in terms of coverage limits, deductibles and optional coverages, so auto insurance coverage can vary from one car owner to the next.

Private insurers are always working to ensure that the mandated auto insurance product in each of the provinces offers good value to consumers. They are also striving to reduce the cost of insurance by educating governments and the public on measures that can reduce the number and cost of automobile collisions on our roads.