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tony barnhill

tony barnhill

Great Pumpkin - R.I.P
Offline
Well, the best TV sale around is at Target!

No real sales at Circuit City; none at Best Buy; none even at Wallmart; or any other stores - local or national chains. I mean, they all have TV's on sale - but none of their 'sales' are good deals.

But, at Target, they have - through Saturday - a 37" TV on sale for $498...& if you get a Target "Redcard", the same day you buy the TV, they'll knock an additional 10% off the sales price!

I know, I bought one today...$448.20!! That's an overall savings of $148.20 from the original sales price....on a 37" high definition, flat screen TV!

In Panama City Beach, the TV was a Phillips; Here in Huntsville it's a Sylvania; guess the brand depends on location.
 
...called desperation.

or panic.

Where's th' logic.

This will go ugly quick. I'm NOT a happy camper.

FREE TAX!!!
 
DrEntropy said:
...called desperation.

or panic.

Where's th' logic.

This will go ugly quick. I'm NOT a happy camper.

FREE TAX!!!
Click to expand...
Don't you mean "fair tax", Doc?
 
Yup.

But I ~tried~ to keep it ummm... unpolitical, Sir.


...I kinda like it here, y'know. :wink:
 
Opening store credit cards will mean a hit on your credit score.
 
TRDejaVu said:
Opening store credit cards will mean a hit on your credit score.
Click to expand...
Not if you buy your TV with it, walk over to the customer service desk, pay the card off with a check or debit card and then immediately cancel the card!

I had my Target card all of 1 hour!
 
What model was it?
 
LC37OSS9
 
Mehehehehe.... The folks at Target hate people like you Tony... hehehe. Of course thay're banking on the other 999 out of 1000 that don't immediatly pay off and cancel the card.
Retail has gotta wake up! the credit wave is crashing! and offering deals to extend more credit is only adding to the force of the wave when it does crash.
This won't end well.
But on a lighter note. enjoy the big game on your new TV Tony!
 
Bought it for the studio apartment we're building over the garage - grandson's gameroom!
 
tony barnhill said:
TRDejaVu said:
Opening store credit cards will mean a hit on your credit score.
Click to expand...
Not if you buy your TV with it, walk over to the customer service desk, pay the card off with a check or debit card and then immediately cancel the card!

I had my Target card all of 1 hour!
Click to expand...
My understanding is that even if they run a credit check on you then your rating takes a hit. There has been a number of TV talking heads cautioning against it recently. Also see https://www.bankrate.com/brm/news/cc/20081124-store-credit-cards-a2.asp about half way down. "An application for a new credit card triggers a hard inquiry on your credit report, which can impact your credit score. The damage typically costs 10 to 30 points...

I'm no expert on this, but worth looking into.
 
tony barnhill said:
Bought it for the studio apartment we're building over the garage - grandson's gameroom!
Click to expand...

OH!OH! the next thing will be the xbox 360 to go with it :thumbsup:
 
TRDejaVu said:
tony barnhill said:
TRDejaVu said:
Opening store credit cards will mean a hit on your credit score.
Click to expand...
Not if you buy your TV with it, walk over to the customer service desk, pay the card off with a check or debit card and then immediately cancel the card!

I had my Target card all of 1 hour!
Click to expand...
My understanding is that even if they run a credit check on you then your rating takes a hit. There has been a number of TV talking heads cautioning against it recently. Also see https://www.bankrate.com/brm/news/cc/20081124-store-credit-cards-a2.asp about half way down. "An application for a new credit card triggers a hard inquiry on your credit report, which can impact your credit score. The damage typically costs 10 to 30 points...

I'm no expert on this, but worth looking into.
Click to expand...

The FICO hit is marginal and temporary and the savings are worth it.
Just pay the bill, cancel the card and move along. Nothing to see here.

The last person on earth I'd take financial advice from is a talking head on TV.
 
:iagree: Hehehe, I can see it now, Tony will have the boy doing some virtual driving in no time!! :driving:
 
bugimike said:
:iagree: Hehehe, I can see it now, Tony will have the boy doing some virtual driving in no time!! :driving:
Click to expand...

No problem! (as long as the boy also does leaf raking, lawn mowing, etc etc.)

Hmmm - can I hire him for snow removal up here? :jester:

Tom
 
Scott_Hower said:
weewillie said:
tony barnhill said:
Bought it for the studio apartment we're building over the garage - grandson's gameroom!
Click to expand...

OH!OH! the next thing will be the xbox 360 to go with it :thumbsup:
Click to expand...

Nope ... he needs a Wii.
Click to expand...

Good call Scott forgot about the Wii :thumbsup:
and Tony has all the bucket seats already.
 
TRDejaVu said:
tony barnhill said:
TRDejaVu said:
Opening store credit cards will mean a hit on your credit score.
Click to expand...
Not if you buy your TV with it, walk over to the customer service desk, pay the card off with a check or debit card and then immediately cancel the card!

I had my Target card all of 1 hour!
Click to expand...
My understanding is that even if they run a credit check on you then your rating takes a hit. There has been a number of TV talking heads cautioning against it recently. Also see https://www.bankrate.com/brm/news/cc/20081124-store-credit-cards-a2.asp about half way down. "An application for a new credit card triggers a hard inquiry on your credit report, which can impact your credit score. The damage typically costs 10 to 30 points...

I'm no expert on this, but worth looking into.
Click to expand...
Scott_Hower said:
The FICO hit is marginal and temporary and the savings are worth it.
Just pay the bill, cancel the card and move along. Nothing to see here.

The last person on earth I'd take financial advice from is a talking head on TV.
Click to expand...
Well, their card is a Target VISA - it lasted only about an hour before it was cancelled. & I could care less what it does to my credit rating as I never use credit for anything...my AMEX card is paid fully every month; all my gas cards are fully paid & I rarely use them; my Mastercard & VISA are paid monthly if, and when, I use them; my house is paid for as are all my cars, so.....

& I agree that most TV talking heads haven't a clue except for their prepared talking points.

& if 10-30 points hurts a person's credit rating, they shouldn't be allowed to use credit!

Scott_Hower said:
weewillie said:
tony barnhill said:
Bought it for the studio apartment we're building over the garage - grandson's gameroom!
Click to expand...

OH!OH! the next thing will be the xbox 360 to go with it :thumbsup:
Click to expand...

Nope ... he needs a Wii.
Click to expand...
Gimme time...hehehe....I've got lots of plans for that room....HO Scale train layout; slot car track...etc., etc.
 
Scott_Hower said:
tony barnhill said:
slot car track...etc., etc.
Click to expand...

Scalextric... my son has about 20 cars, several MGs, Minis, Astons. I can't beat him.
Click to expand...
Are those the 1:48 cars?

Whatever I get for the room, I hope I can find MG's, Jag's, etc.
 
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