Thanks Elliot. At my age, I'm concerned about continually adding more "things to install and learn".
Remember when we paid bills by sending a check (or authorizing direct debit)? Now some places require credit card, some require Zelle or PayPal, some require ApplePay, some direct debit, etc. It's all for the convenience of the company, and adds more complexity to the life of the customers. It's like needing multiple checking accounts, one for each business.
And we have to give our banking info separately to Zelle, PayPal, Venmo, CashApp, ApplePay, etc. Seems like a hacker's paradise.
yeesh