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Credit Card info stolen

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Basil

Basil

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I just got a call from my Credit Union asking me to verify some charges to my Credit card - $500 worth in and around LA. Not my charges! had to put a stop on my cards (all of them just to be safe) and ordered all new. Now have to do paperwork to dispute those charges.
 
Lovely...

At least your Credit Union called you. I've had them call on things before, and once was in the same situation you were in -- card stolen. Hope they take good care of you. When I went through it a few years ago wasn't too bad.
 
What a pain! I'm acually surprised it isn't more frequent. When you think of all the stuff we use credit cards for: bills, internet purchases, retail stuff, etc., etc., it's a wonder they're not stolen more often.

Let us know what your credit union does, and how they support you.

Good luck. :yesnod:
 
Had two of my cards stolen about two years ago... the bas#$@ds rang up $4,000!
Amex shut my card down without me even knowing that it was stolen because the purchases didn't fit my profile.
The MasterCard was a totally different story... the first place the card was used was at a Walmart at 5:30 in the morning and they rang up $1,500 and NEVER asked to see ID.
Now I write "Ask for ID" on the back of my cards.
It took a couple of weeks but the bank made good on the $4,000.
 
Happened to me a year or two ago - they even managed to do a change of address for the card, I think for the purpose of delaying any bill coming our way. Major pain, but the credit card company was so used to it I found it fairly painless to get the charges reversed.
 
$2200 of non-authorized bills on my Visa a few years ago. The purchases came from Mexico, Norway, New Zealand...you name it. Mostly video games. It was a pain, but it didn't cost me anything.
 
TR4nut said:
the credit card company was so used to it I found it fairly painless to get the charges reversed.
Click to expand...
That was my experience too. The forms (one sheet) basically have you say Yes, this is my account. No I didn't make those purchases. That was Bank of America (they bought my old bank) and though I usually hate them, this was painless.
 
My BofA M/C has never had a problem, but my USBank VISA has been snagged 3 times.
Once was a charge to Al Jazeera!, of all things.
Fixed easily, new card, but the main M/C was there.

Bank tells me, even though I don't do on-line ordering, somewhere it shows up on-line, like the merchant sending data to processor, and that's where it gets snagged.

Reason I keep 2 business cards, is once, they "cancelled" one while I was on a business trip, because it didn't look like me (hotels, dinners, car rental, gas, all in the same town......right).

Dave "TOG"
 
The exact reason I use prepaid cards to do online transactions! Load what you need on the card purchase what you want and forget it until next time.
I even find these cards very useful for vacationing I have yet to find an establishment where these prepaid cards will not work!
If the card is stolen the thief's only get the remaining balance on the card and even then unless they can discover the PIN they are limited to fuel purchases only.
 
AweMan said:
I even find these cards very useful for vacationing I have yet to find an establishment where these prepaid cards will not work!
.
Click to expand...

I use da "Cajun Express Card". :jester:

I've got da twice barrel model. :cowboy:

Yet to find a place that doesn't take that either.
grin.gif




:jester:
 
A few years back someone hacked into the credit card site and changed my home address, the phone number, and the email address. I did not notice until I did not get my bill in the mail. They had charged over $30,000 and the credit card company never questioned it...but they said they had emailed me regarding the changes but sent the message to the new email address. They covered it all after a phone call, but I check my credit card account on line every week now, and phone the credit card company when I will be traveling so that they know where I am when I am out of town...
My ID and passwords are now more complex too.
 
I'm 99 percent certain this case wasn't internet related. In fact we are pretty sure we know where and when it happened and have relayed that info to the bank's security office.
 
So far I've only been attempted hit once. My card company called one day and asked if I was attempting to to charge a $30k wire transfer to Nigeria. The obvouis answer was no. Had a new card and number in a couple days.
 
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