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Thread: Need to Change Our Dental Insurance Provider - Suggestions/Ideas?

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  1. #1
    Yoda AngliaGT's Avatar
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    Need to Change Our Dental Insurance Provider - Suggestions/Ideas?

    Through my work,they are dropping the current provider,
    & are giving us choices as a replacement.
    Any suggestions/ideas/experience with the companies?

    Cigna Dental PPO

    Cypress Dental PPO

    Delta Dental PPO


    I appeciate any help in this matter.
    Never do anything you
    wouldn't want to explain
    to the paramedics.

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    Yoda dklawson's Avatar
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    Re: Need to Change Our Dental Insurance Provider - Suggestions/Ideas?

    I have been retired for two years. During the last two years I was employed we had Cigna for dental. Employees did not get to choose. Other carriers we had over the years included Blue-Cross/Blue-Shield and MetLife. I did not find Cigna any better or worse than those providers.
    Doug L.
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    Yoda glemon's Avatar
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    Re: Need to Change Our Dental Insurance Provider - Suggestions/Ideas?

    I have always looked at what I would project to spend on dental vs. what I would spend on dental insurance (it is a little easier to predict, guesstimate couple cleanings and a cavity) and decide it is at best a wash.

    Different story if your employer picks up some or all of the tab. If not, and if you can self insure, cover foreseeable costs, you should end up money ahead in the long run.
    Last edited by glemon; 03-27-2020 at 09:37 AM.

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