I got an email from the credit union,congratulating me on my
new $23,000 credit limit! I don't want/need that much credit,so when I
changed my card to the local credit union,I had them lower the limit.
I had it paid off before I moved from California,but the truck I
bought right before that needed a lot of work done to it,so the balance
went up.I'm trying really hard to pay it down,& not use it unless I HAVE
to.I've also had to adjust my lifestyle,taking a huge pay cut.